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McCready Foundation Building a Healthy Community One Person at a Time
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FINANCIAL ASSISTANCE
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Financial Assistance

McCready Foundation is committed to providing healthcare to all patients who need it – regardless of their ability to pay.

Need help paying your hospital bills?
Financial assistance is available based on federal guidelines for household income and family size.

Who is eligible for this program?
People with no health insurance or who are underinsured and meet the income criteria (see accompanying chart).

How do I apply?
You must complete a standard form known as the Uniform Financial Assistance Application, which are available from McCready associates who staff the hospital lobby. Or call our business office weekdays at (410) 968-1049.

The application includes questions about family income, the number of people in your household as well as your assets, monthly bills and expenses.

To print out an online application, click here.

 


What documentation will I need?

  • A copy of your most recent federal or state income tax return
  • Proof of income from all sources for the most recent three-month period
  • Award letters for unearned income, including pensions, Social Security or Veterans' benefits
  • Documentation of ineligibility for Medicaid (may be required)

McCready will take steps reasonably necessary on your behalf to obtain assistance through Medicaid, Medicare or commercial insurance that might be available for payment of hospital charges. (We can assist with the Medicaid application process.)

NOTE: Free or reduced-care applies only to services provided and billed specifically by McCready Memorial Hospital and McCready Outpatient Services.


INCOME GUIDELINES

The McCready Foundation can arrange for financial assistance, on a sliding scale, to cover hospital services provided to patients who meet eligibility guidelines.

Annual income determines initial qualification. Figures are updated when federal guidelines are published. Here are the current income levels we follow: 
 

Family size

100%

75%

50%

25%

Full pay

1

16,245

20,306

24,368

28,429

28,430

2

21,855

27,319

32,783

38,246

38,247

3

27,465

34,331

41,198

48,064

48,065

4

33,075

41,344

49,613

57,881

57,882

5

38,685

48,356

58,028

67,699

67,700

6

44,295

55,369

66,443

77,516

77,517

7

49,905

62,381

74,858

87,334

87,335

8

55,515

69,394

83,273

97,151

97,152

A family of four, for example, with a combined total household income of $41,344 or less would be eligible for a 75% reduction in a patient's portion of his or her hospital bills.

Families with more than eight members should add $5,610 for each additional member for the 100% discount.

FamilyA group of two or more persons related by birth, marriage or adoption residing together. All such related persons are considered members of one family.

Only services provided by McCready Memorial Hospital, or healthcare services provided by physicians of McCready Outpatient Services, are covered under this financial assistance program. Consulting physicians' fees, Emergency Room physician fees and ambulance services are not eligible .

 
 Eligibility for the program is based on income in accordance with established procedures and without regard to race, creed, sex or national origin.